You may have Questions concerning Insurance
and we are here to put your Mind at Ease


Dont Worry You're Covered

Insurance is provided to Owners and Renters underwritten by one of the biggest Nationwide carriers. Owners are provided full liability coverage when their unit is listed with URentMe.


Renters Get Full Comprehensive Coverage on Every Rental

Renters and additional Operators on our exclusive insurance policy receive a high level of liability coverage per accident of bodily injury liability coverage, property damage, and collision / physical damage coverage for the Owners Vehicle, Vessel or RV, and Trailer. All Rental Equipment is also covered during transport. If you have your own personal insurance policy covering you and/or the equipment, that policy will not provide coverage for you and/or the equipment while renting through URentMe. The coverage provided in the URentMe liability, comprehensive/collision insurance policy, for both the owner and renter, is substantially different from the insurance coverage typically provided in a personal insurance policy. You will be provided a copy of the URentMe liability insurance policy, and you acknowledge that you will review the terms, conditions, limitations and exclusions of that policy before entering into a transaction either as an owner or a renter.

Terms of the Insurance Policy

Both Owner and Renter agree to and acknowledge that by posting a listing or reserving a rental you are indicating that you have read, understand and agree to be bound by the Terms of the Insurance Policy.

Modifications to this Policy

Please note that URentMe may at any time amend or change this policy by providing notice to you through the Service or the Site, in URentMe's discretion.


Other factors that further protect
both Owners and Renters


  • URentMe’s minimum age for a registered renter is 21 years.
  • All registered renters have completed profile information which is available to the owner.
  • Owners request a fully refundable security deposit from the renter as a safeguard, as the terms of the vehicle insurance all include a deductible.
  • The Owner must complete an Acceptance document with the renter upon pick-up, which shows the condition of all items and accessories, mileage, etc... You must also sign a release of liability waiver.
    When the rented item is returned, its condition is checked against the Acceptance and any discrepancy highlighted.

  • If the rented vehicle is an RV or Trailer of any kind, we offer Premium 24/7 Roadside Assistance, for $15 a day.


*The Owners cost of Insurance or additional services are normally included in the advertised rental price.